Money
Exposure is something you can die of.
Whether you’re in it for the money or not, it’s important to know how to manage your cashflow.
Undercharging is the quickest way to kill your freelance business. This is shortly followed by late payments and long payment terms, so it’s important to sort this stuff out.
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Are 50/50 payments killing your cash flow?
Breaking project payments into two 50% payments is a common deposit structure, but could it be improved?
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Separating business and personal money
I didn’t set up a separate business bank account until I’d been trading for nearly six years.
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Advertising your rates
Should you advertise rates on your website?
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The self–employed pension problem
The government’s pension-awareness campaign for freelancers won’t solve the problem.
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How I save for tax
My alternative to saving 30% of each invoice.
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Why freelancers should issue late fees
Late payments are a top issue for freelancers.
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Five years of freelancing: 20 practical tips
In 2018, I marked five years of being a freelance web designer. Here’s what I’ve learnt along the way.
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Following up on payment terms
How to manage long payment terms and get paid quicker.
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On payment terms
My payment terms are seven days. Yours should be, too.
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Resources
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